This is a quick book recommendation for Dave Ramsey’s “The Total Money Makeoever”, a plan for financial fitness. It gives you a very practical plan on how to get out of debt and stay out of debt, and start saving for retirement in dignity.

I lik it a lot, because it is very practical and encouraging, with many testimonies of people who have gotten out of large sums of debt and started saving for retirement, generally within the time span of 5 years.

The plan is simple and very usable, although not always easy to execute, since it requires “gazelle like focus” (as Dave Ramsey calls it) to get out of debt as fast as you can.

Strongly recommended. Even if you are in perfect financial shape, you probably know some people that would benefit from this book.

Please also head over to Dave Ramsey’s website, which gives you lots of tips (and an actual outline of the plan as well).

Normal is Broke, Be Weird! (Dave Ramsey)

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